Privacy Policy

Higher Money Pty Ltd 

Effective Date: 1/6/2023 

Your Privacy and Higher Money Pty Ltd (ABN: 416 2869 1645) (collectively and individually referred to as “Higher Money Pty Ltd”, “we”, “us”, and “our”) 

About Us 

Higher Money Pty Ltd is based in Western Australia. We are committed to protecting your privacy and respecting and upholding your rights when you use this Site. This Privacy Policy applies to the products and/or services we provide on our Site dianatodd.com (“Site”) and our social media channels, and explains how we collect, hold, use and disclose data and comply with the requirements of the Privacy Act 1988 (Cth) and constitutes part of our Website Terms & Conditions. This Privacy Policy does not cover information that you submit on other websites, even if we communicate with you on those sites. For example, if you post something on Instagram, Facebook, Pinterest, Twitter, or YouTube, that information is governed by the privacy policies on those websites and is not governed by this Privacy Policy. 

We will only use your personal information in compliance with Australian Privacy Laws (Privacy Act (1988 (Cth)), Australian Privacy Principles and to the extent applicable, with the EU General Data Protection Regulation (GDPR) and any replacement legislation or regulation or guidelines and standards governing the use, storage or transmission of personal data. 

You may change your details at any time by advising us in writing via email. All information we receive from our customers is protected by our secure server. Our secure server software encrypts all customer information before it is sent to us. Furthermore, all customer data collected is secured against unauthorised use or access. Credit card information is not stored by us on our servers.   

Application of this policy 

If you are a customer, subscriber or just a visitor on our Site, this Privacy Policy will apply to you. 

Our responsibilities 

As we are the providers of the products and services on this Site, we determine how and why your data is processed. We do not sell or rent your details to any third parties. We are committed to protecting your privacy and we want you to know exactly what information is collected and how we use it. 

Your responsibilities 

Please read this Privacy Policy and our Website Terms & Conditions. If you provide us with any data relating to a third party, you confirm that you have the right to authorise us to process that data on your behalf in accordance with this Privacy Policy. 

When and how we collect data 

From the moment you visit our Site, we are collecting data, sometimes you might provide this data by completing a form or setting up an account, otherwise we might collect the data automatically. We may also collect data when: 

  • You purchase a gift card for redemption on our Site 
  • You purchase an online course, webinar, program or service 
  • You interact with us on social media 
  • You complete any sign-up forms, landing pages or send us a direct message via social media or an email to any of our nominated emails 
  • You participate in events, promotions and giveaways or any request for additional data such as customer surveys 
  • You accept our cookies and other tracking technologies on any device you use to interact with us 
  • You voluntarily submit your data to us for any reason 

Types of data we may collect 

  • Contact details (name, address, email) 
  • Financial Information (bank details when you are making a purchase) 
  • Your business name (sometimes) 
  • Basic information about your business and its history (sometimes) 
  • Data about the products or services you purchase 
  • Data about your experience with our Site and our products and services 
  • Data relating to your circumstances and such other information that is relevant to the products or services we provide to you 
  • Data relating to your attendance at seminars or other events held by us (including webinars and podcasts) 
  • Data that identifies you (your IP address, login, browser type, time zone, browser plugins, geolocation, what operating system and version) – we do not link this with any personal Data 
  • Data on how you use our Site (URL clicks, products and services views, how long you are on our pages and other actions) 

Storage and security of your information 

We will use all reasonable means to protect the confidentiality of your Personal Data while in our possession or control. We will not knowingly share any of your Personal Data with any third party other than our service providers who assist us in providing the information and/or services we are providing to you. To the extent that we do share your personal information with a service provider, we would only do so if that party has agreed to comply with our privacy standards as described in this privacy policy. Some of our service providers may be overseas and may not be subject to Australian Privacy Laws. Please contact us if you require specific details.  

Any non-personal information, communications and material you send to this website or to us by email, or which we obtain from third parties without promises of confidentiality, may be kept, used and disclosed by us on a non-confidential basis. We are free to use and reproduce any such information freely, and for any purpose whatsoever. Specifically, we will be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose, including developing, manufacturing or marketing products. 

Use and disclosure of your data 

Under data laws, we are only allowed to use your data for specific reasons and where we have the legal basis to do so. 

We will use your data for the purposes it was collected and related purposes that include: 

  • Operating our Site 
  • Providing you with products, information and services 
  • Customer support 
  • Tracking your purchase history 
  • Detecting and preventing fraud 
  • Improving our Site 
  • Making your experience on our Site more efficient and enjoyable 
  • Market research e.g. we may contact you for feedback about our products and services 
  • Provide you with information about events, other products or services or opportunities that may be of interest 
  • Marketing (with your consent) 
  • Monitoring your compliance with our Website Terms and Conditions 

We may disclose your data for the purposes it was collected and also: 

  • As required by law subject to our obligations 
  • With your consent 
  • Within our business 
  • To send you marketing material (with your consent) 
  • To process your participation in any promotions and giveaways (including contacting you if you win, displaying your name online and on our social media platforms) 
  • Share with third parties to enable us to provide our products and/or services 
  • Also, we may use your Personal Data to protect the rights, property or safety of dianatodd.com, our customers or third parties.  

If there is a change of control in one of our businesses (whether by merger, sale, transfer of assets or otherwise) customer information, which may include your Personal Data, could be disclosed to a potential purchaser under a confidentiality agreement. We would only disclose your information in good faith and where required by any of the above circumstances. 

Google analytics 

We use Google Analytics functions. You can find out how your data is collected here and there are instructions here on how to opt-out of Google Analytics data tracking. 

Our use of Google Analytics may include but is not limited to display advertising and remarketing. You may see our adverts across the internet, this is due to the use of tracking technologies (cookies) to optimise and serve our adverts based on past visits to our Site. When you log onto our Site, we, with the help of Google Analytics, use your browsing behaviour to connect this with other data that you previously provided to us in accordance with this privacy policy. 

Facebook insights 

We use Facebook Insights to track your interaction with our Facebook page, this will allow us to track usage and improve the performance of our page. We will use Facebook Analytics to better measure, track and understand customer user experience to enable us to improve our products and services that we offer. You can check out Facebook’s privacy policy here and if you want to opt out of seeing ads on Facebook based on information we have received, you can control this in your ad preferences here. 

Cookies 

A cookie is a small file placed in your web browser that collects information about your web browsing behaviour. Use of cookies allows a website to tailor its configuration to your needs and preferences. Cookies do not access information stored on your computer or any personal information (e.g. name, address, email address or telephone number). Most web browsers automatically accept cookies but you can choose to reject cookies by changing your browser settings. This may, however, prevent you from taking full advantage of our website.  

Our website uses cookies to analyse website traffic and help us provide a better website visitor experience. In addition, cookies may be used to serve relevant ads to website visitors through third party services such as Google Adwords. These ads may appear on this website or other websites you visit. 

Choosing not to provide personal data 

You can choose not to provide us with any personal data. However, if you do this, we will not be able to provide you with any products or services, however, you can continue to use our Site and browse the pages of our Site. 

ReCAPTCHA Terms of Service 

Accept the reCAPTCHA Terms of Service. You agree to explicitly inform visitors to your site that you’ve implemented reCAPTCHA v3 on your site and that their use of reCAPTCHA v3 is subject to the Google Privacy Policy and Terms of Use. reCAPTCHA may only be used to fight spam and abuse on your site. reCAPTCHA must not be used for any other purposes such as determining credit worthiness, employment eligibility, financial status or insurability of a user. 

By accessing or using the reCAPTCHA APIs, you agree to the Google APIs Terms of Use, Google Terms of Use and to the Additional Terms below. Please read and understand all applicable terms and policies before accessing the APIs. 

reCAPTCHA Terms of Service. You acknowledge and understand that the reCAPTCHA API works by collecting hardware and software information, such as device and application data, and sending this data to Google for analysis. The information collected in connection with your use of the service will be used for improving reCAPTCHA and for general security purposes. It will not be used for personalised advertising by Google. Pursuant to Section 3(d) of the Google APIs Terms of Service, you agree that if you use the APIs that it is your responsibility to provide any necessary notices or consents for the collection and sharing of this data with Google. For users in the European Union, you and your API client(s) must comply with the EU user consent policy. Your use of reCAPTCHA is subject to call limits. Google may in its sole discretion enforce these limits through any of the means described at call limits or in these Terms of Service. 

Marketing 

We will always let you know before we collect any data from you what the intended use is and if we intend to use it for marketing and if third parties are involved we will obtain your consent (which you can withdraw at any time). You can change your mind about marketing material by opting out by: 

  • completing the contact us form on our contact page; or 
  • unsubscribing within the email if you have previously subscribed to our newsletter. 

Third Parties 

We do not and will never sell or deal in personal or customer information. We will never disclose your personal details to a third party except the necessary information required by providers of products or services you have purchased or to protect the rights, property or safety of dianatodd.com, our customers or third parties or if required by law.  

We may, however, use in a general sense without any reference to your name, your information to create marketing statistics, identify user demands and to assist it in meeting customer needs generally. In addition, we may use the information that you provide to improve our website and services but not for any other use. 

Security 

We strive to ensure the security, integrity and privacy of personal information submitted to our website, and we periodically update our security measures in light of current technologies.   

Links 

This website may contain links to other websites. These links are meant for your convenience only. Links to third party websites do not constitute sponsorship or endorsement or approval of these websites. Please be aware that we are not responsible for the privacy practices of such other websites. We encourage our users to be aware, when they leave our website, to read the privacy statements of each and every website that collects personally identifiable information. This privacy policy applies solely to information collected by this website.   

Change in privacy policy 

As we plan to ensure our privacy policy remains current, this policy is subject to change. We may modify this policy at any time, in our sole discretion and all modifications will be effective immediately upon our posting of the modifications on this website. Please return periodically to review our privacy policy.  

If you have any questions or concerns at any time about our privacy policy or the use of your personal information, please contact us at [email protected] or and we will respond within a reasonable timeframe.